Medium
Fintech & Finanças
Open Banking & APIs
Regulation forcing bank data openness. Brazil leader with Pix and Open Finance.
📊 Evidence
- • Brazil Open Finance with 30M+ consents
- • Plaid sold for $5.3B (deal fell through)
- • Belvo raised $75M
- • Regulation expanding in Europe and Asia
⚠️ Risks
- • Regulatory dependence
- • Banks may complicate integration
- • Monetization still uncertain
- • Competition with banks' internal solutions
💡 Opportunities
- • Account aggregation for PFM
- • Alternative credit scoring
- • Automated onboarding
- • Account-to-account payments
Verdict
Good technical opportunity. Requires banking integration expertise.
48
of 100
Saturation Score
Moderate saturation. Analyze niches.
Trend
↑ Rising
Category
Fintech & Finanças