Beyond ROC-AUC: Operating-Point Performance Reporting for Biometric Verification

arXiv:2606.20680v1 Announce Type: new Abstract: A biometric verifier is often deployed with a strict false match budget, so only a narrow, low false match rate (FMR) slice of the score range is used. A reporting standard for this setting already exists. ISO/IEC 19795-1 asks for error rates at stated operating points, for the detection error tradeoff (DET) curve as the view of the trade-off between FMR and the false non-match rate (FNMR), and for an interval of uncertainty on every value. In prac...